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What does Explanation of Benefits mean?

EOB means Explanation of Benefits—the plan’s statement about a claim: charges considered, plan payment, and estimated patient share. It is usually not a request for payment by itself.

Related terms

Patient responsibility, allowed amount, and claim status often appear on the same page.

Photo your bill or EOB

Free one-line preview, then unlock the full understand + respond pack: plain English, next steps, and calm call/email scripts. Educational only—not legal, medical, or financial advice.

Photo every page of your bill or EOB

Multi-page EOBs are normal — add all pages (up to 10). Photos work best; PDFs with text are supported too.

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